With over 300 five-star reviews and our world class service, you can count on us for your first or next mortgage. Hear what our wonderful clients have to say!
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Neuro PlaySeptember 1, 2026
Joe and his team is amazing! Highly recommend!!Posted on Google![]()
Christopher TayfelAugust 18, 2026
We cannot say enough great things about Mr. Scott Beal! He was absolutely incredible throughout our entire loan process and truly the best lender we could have asked for. VA Construction Loans can be a complicated process, but Scott’s knowledge and experience made a huge difference for us. He was extremely knowledgeable about the VA Construction Loan process and was always willing to explain things, answer our questions, and make sure we understood what was happening every step of the way. What really stood out to us was how responsive and genuinely caring he was. We never felt like just another loan application. Scott truly cared about our family, our goals, and getting us to the finish line. Anytime we had a question or concern, he was there and always made us feel like we were a priority. We are incredibly grateful for everything Scott did to help make purchasing our land and building our future home possible. If you are looking for a lender who is knowledgeable, dependable, responsive, and truly cares about his clients, we highly recommend Mr. Scott Beal. We honestly could not have asked for a better lender!Posted on Google![]()
Mark AbregoAugust 7, 2026
First time working with Scott and I will never use another lender to buy a home! Scott was great a communication and easy work with, made you feel like a person and not just a number. Very knowledgeable and helpful.Posted on Google![]()
James straightAugust 7, 2026
My wife and I had the best experience with Loan Garden! We battled back and forth with our bank for 4 years bouncing back and forth between the bank and the VA and it was stressful and just a mess. However, with Loan Garden it was a one stop shop and absolutely seem less and painless process! Everything went smooth and fast and I couldn't be more grateful for their team of professional and exceptional personnel!! Thank you Loan Garden!!Posted on Google![]()
Loader 812July 18, 2026
Was so glad I ran across Loan Garden, I would highly recommend them for your lending needs. Process was straightforward with no surprises along the way. Give them a call!!! 5 Star company!Posted on Google![]()
Carol BorukJuly 17, 2026
This company was so amazing. I got pre-qualifications from two other lenders and decided to use Loan Garden because I felt like Scott truly cared about me as a widow so he was not only attentive and caring but he was also very business and professional. Not easy to find professional AND caring nowadays. They also have very high rating with the Better Business Bureau. I highly recommend Loan Garden. Thank you Scott for being by my side throughout this whole process.Posted on Google![]()
Abby MJune 26, 2026
Joe is amazing — he’s thorough and easy to contact should you have any questions! Highly recommendPosted on Google![]()
carlos trujilloJune 17, 2026
It was an amazing time working with Scott! He was able to answer all questions I had and was on top of my application without me having to call for updates. 100% would recommend!Posted on Google![]()
Quintin FicklinMay 24, 2026
The experience was timely and informative.Posted on Google![]()
Arron ThomasMay 20, 2026
Home buying made easy!!! The team was very helpful throughout our home buying process and kept us informed all along the way. Thank You Scott and Loan Garden for making our home buying experience easy.Posted on Google![]()
Bruno CeolinMay 19, 2026
Answered all my (several) questions and concerns clearly and objectively. Can't recommend enough the support from Joe Prepolec, Corinne Walker and the entire Loan Garden body od professionals.Posted on Google![]()
Vanessa MisolaMay 8, 2026
I had a great experience with Loan Garden. Their team was professional, responsive, and very accommodating throughout the entire process. They took the time to answer all my questions, kept me informed every step of the way, and made everything feel smooth and stress-free. I truly appreciated their patience, communication, and willingness to work with my needs. Highly recommend Loan Garden to anyone looking for a reliable and supportive lending team!Posted on Google![]()
Nancy ReamsMay 1, 2026
It was great working with Scott on our first time, new build, construction mortgage. The process was lengthy, but efficient and follow up was always promptly. Communication between us, Scott, and the builders was clear always achieved the results we were driving for. We would recommend working with Loan Garden and Scott for new construction VA loans.Posted on Google![]()
Ramin MotlaghApril 16, 2026
In my experience, I have purchased 4 houses and I can tell you with 100% assurance that Scott is one of the best people I have worked with to get my loan. He and his team are amazing folks and look out for everything, anticipating and informing you of any possible questions that you need to find answers about. I am recommending Loan Garden and Scott to my family and friend if they ever need to get a loan or build a new house.Posted on Google![]()
Sara TenenbaumApril 10, 2026
Scott at Loan Garden was AMAZING to work with...his patience for the few months we worked together was beyond incredible as we went through so many ups and downs trying to close on a few different homes. When we finally found our dream home - he was so quick to get everything done and we closed w/in a week!! 10000000% would work with him again! Scott - a trillion thank yous still wouldn't be enough for everything you did - from the bottom our our hearts - YOU ROCKED IT!!!!Posted on Google![]()
Gail SchrageMarch 25, 2026
Rates are best available Loan officers are very knowledgeable and look for best possible plan for each individual need. Guide you through the processPosted on Google![]()
Garry MMarch 19, 2026
I recently had the pleasure of working through Loan Garden for a new home VA construction loan. The process was simple and it was a pleasure to work with them. I highly recommend them for your VA loan. Thank you so much😊Posted on Google![]()
Joe ManettaFebruary 10, 2026
This is the second time that we’ve used loan garden and we couldn’t be more pleased with their customer service. They take the time to make sure that you know what’s going on and Answer any questions that you have. Friendly and personable and Joe and Cori were a pleasure to work with. Highly recommend these folks!Posted on Google![]()
Wendy GordonJanuary 23, 2026
Scott was amazing, very knowledgeable and professional.Posted on Google![]()
Bennan wilsonJanuary 16, 2026
Scott and the Loan Garden team were amazing! As a first-time homebuyer they were extremely helpful throughout the entire process. I would 100% recommend using Loan Garden as your mortgage broker.Posted on Google![]()
April KellyJanuary 13, 2026
I had a team of three professionals helping me through the process of obtaining a VA home construction loan. They were all exceptional and very responsive. I had a lot of questions and they were always very willing to answer them and never seemed annoyed. Joe was even available after hours, weekends, and during Christmas and New Year holidays. They were very knowledgeable, professional, friendly, and transparent. Obtaining a VA loan is pretty intense and they made the process easier and smoother than I could have ever imagined! Even after my loan process was finalized, Joe was still available and excited to address other questions I had and assist me with the draw process. I’d definitely recommend them to anyone who is interested in getting a loan.Posted on Google![]()
ashley toppinJanuary 12, 2026
Very helpful, great communication, this was my first time buying a house and they were so supportive with every step of the process! Definitely recommend and would use them againPosted on Google![]()
camille cunninghamDecember 23, 2025
Joe and his team were exceptional from start to finish. As a military retiree and now a Realtor, I truly appreciated the level of knowledge, transparency, and care Joe brought to the process. He took the time to explain each option, outline what to expect at every stage, and answered all of my questions promptly and patiently. This experience not only led to a successful VA loan closing for my custom home build but also provided valuable insight that I will confidently use to better serve my future clients. If you’re looking for a truly personalized, one-on-one experience with a dedicated loan officer, I highly recommend Loan Garden.Posted on Google![]()
mike frederickDecember 3, 2025
Scott was outstanding! He made the entire process easy and seamless. I highly recommend Scott and Loan GardenPosted on Google![]()
Derek KinneyNovember 25, 2025
I had a great experience with Loan Garden, Joe Prep, Scott and Courtney Sanders were all integral in getting my loan closed. I’d recommend this company to anyone who has mortgage needs or looking to purchase a new home. Awesome job team!Posted on Google![]()
Will RosenheimerNovember 24, 2025
Scott and the Loan Garden team are top notch! They were super knowledgeable, timely, and supportive throughout the entire lending process. They provide best-in-class service and very competitive rates. I would strongly recommend working with them for your lending needs.Posted on Google![]()
Justin StaffordNovember 23, 2025
Very knowledgeable, with amazing advice, highly recommend.Posted on Google![]()
DeAndre JonesNovember 16, 2025
Loan Garden was able to assist with my direct need to get refinanced out of my current VA loan. I needed to free up funds on my eligibility with the VA for my dream home build and Loan Garden and Scott took care of me.Posted on Google![]()
Tammy HartOctober 16, 2025
Scott was really great to work with. He was able to get great rates and keep closing costs low. I welcomed his down to earth demeanor and felt that he was super transparent with us, which I truly appreciated. Anyone looking for a home loan should work with Loan Garden without hesitation!Posted on Google![]()
Susan SotoOctober 11, 2025
This has been by far the smoothest refinancing I have ever done. Everyone was so helpful and courteous. I really felt like they saw me as a friend not a client. I would recommend them to everyone I know.Posted on Google![]()
James SantanaOctober 11, 2025
Fantastic refinancing experience! The process was smooth, communication was clear, and the team secured me a great rate that lowered my monthly payment. Everything closed quickly and exactly as promised. I highly recommend Scott and his team!Posted on Google![]()
Mike SchadleOctober 7, 2025
This team is a tight unit. They did a re-fi for my wife and I. They were absolute pros. They did great work getting us the best rate. Whenever we had questions (we had a lot) they were easy to get a hold of and got us answers quick. Loan Garden rocks!Posted on Google![]()
Augie DaugieSeptember 17, 2025
Very knowledgeable, informative and patiently walks through the process in simplest format for ease of understanding.Posted on Google![]()
moses smithSeptember 15, 2025
Working with Joe at Loan Garden was an absolute pleasure. Another company gave me incorrect information regarding a VA construction loan. On a last minute hunch I decided to reach out to Joe, who came highly recommended. He was knowledgeable about all aspect of a VA construction loan and it was a very smooth process. He kept my wife and I updated to the point that we never had to reach out to him. If you’re considering a conventional or VA mortgage I would highly recommend that you start with Loan Garden!Posted on Google![]()
Amanda TaylorSeptember 9, 2025
We just closed on a VA new construction loan and are so thankful we found Joe at Loan Garden to do this for us! Joe and Aaron are excellent communicators and everything was done on time! We can't say enough good things.Posted on Google![]()
Nadine MartinezSeptember 5, 2025
Aaron and Joe made the refinancing process smooth and straightforward. They were very responsive, answered all my questions clearly, and helped me get a great rate. I love how they were very honest and up front about everything, I felt supported every step of the way and highly recommend their services!Posted on Google![]()
Kaleigh HenryJuly 23, 2025
Scott was an incredible mortgage loan resource for us as we navigated the Colorado home loan process. He was professional, fast and easy to work with. We were able to secure a lower rate and better terms within 24 hours of initial contact. Thank you for your partnership, Scott! We appreciate you. :)Posted on Google![]()
Steve McWilliamsJuly 17, 2025
Scott Beal at Loan Garden was wonderful in helping us through the process of buying a home. He was always working ahead of the process, always kept us informed as to what was going to happen next, and continually looked out for our best interests from day one. Highly recommended!!!Posted on Google![]()
Rodolfo VilelaJuly 11, 2025
I bought a house recently using Loan Garden and it went smoothly, easy and very transparent! I really recommend them for your new home dream!Posted on Google![]()
Patrick BealJuly 10, 2025
Great Experience from start to finish!Posted on Google![]()
Peter MillsJuly 10, 2025
I was referred to Loan Garden through a good friend. Joe and his team are awesome to work with and really helped walk through all the ins and out of find the right mortgage product that worked for my situation! Would highly recommend.Posted on Google![]()
Jason FriedmannJuly 10, 2025
Scott and Chaz with Loan Garden both were wonderful to work with. They were well organized and in constant communication with me. When I had questions, or an important decision to make, they were patient and thorough in their explanations and made certain that I fully understood my options so I could make the best decisions. I definitely will recommend them to others, and plan to work with them again in the future.Posted on Google![]()
Carlos GonzalezJuly 7, 2025
Process went smoothly and quickly, will recommend Scott to anyone!Posted on Google![]()
Brittany WhiteJuly 7, 2025
Great Experience. We had a slightly difficult/different situation than the norm in which we needed an investment home loan for a second rental property acquisition. Out of the 6 different brokers that we started with, we were blown away with how Loan Garden took care of us. We quickly narrowed down to going with them. Very communicative. I worked primarily with Corrine Walker. She really kept on top of the process. I would highly recommended her or any member of her team. Thank you Loan Garden for helping us invest in our future.Posted on Google![]()
Collin BarkerJuly 2, 2025
We had a great experience with the Loan Garden team. Scott truly went over and above helping us through the purchase of our home. He was willing to be creative to find solutions and was readily available to answer questions.Posted on Google![]()
Arnold LamJune 3, 2025
Scott and Loan Garden have been an absolute pleasure to work with. Immediately upon contacting them, Scott gave me my options and recommendations. They were so sure in the process we would take in order for me to obtain a mortgage. Scott was very diligent in his responses to my questions, and made everything easy to understand. He also was very informative every step of the way. They definitely made the home buying process simple and a breeze. We had a small margin to close on a home and was rest assured that we would for sure close in that small time period. And we were able to. I have the utmost trust and confidence in purchasing a home with Scott and Loan Garden and would definitely use them again in future endeavors. Thanks again Scott and Loan Garden.Posted on Google![]()
Rod LMay 12, 2025
Corinne was exceptional in getting us a slightly better rate and explaining the process of easily getting to closing with no hiccups. I'm very thankful for her hard work and her diligence and only wish we had met Corinne way early in the process as opposed to just few weeks to closing. I would recommend her to anyone looking to buy a home and get a better understanding of the process. It's refreshing to have a professional that takes pride in providing a great experience while also working tirelessly to get the best deal for her client. Big thanks again for all the help.Posted on Google![]()
Dylan AustinMay 2, 2025
Scott and the folks at Loan garden really did an amazing job. We had a super fast closing process and they worked super hard to get everything done with time to spare. 10/10Posted on Google![]()
Jake KunkenApril 24, 2025
Scott made purchasing a home effortless! Found the lowest available rate and kept me in the loop throughout the entire buying process. Highly highly recommend these guys.Posted on Google![]()
Hanh LeApril 22, 2025
We would like to say thank you to Scott and the team at Loan Garden to help us purchased our first time. Scott was very informative and responsiveness. I don’t think we can make it happen without their help.Posted on Google![]()
Adam LittonApril 21, 2025
Scott was a fantastic partner in our home-buying journey. He helped keep us informed and well-represented and got us a great loan. Thank you, Scott!Posted on Google![]()
Darby GibsonApril 18, 2025
We had a fantastic experience working with Loan Garden and highly recommend them to anyone navigating the mortgage process. Scott was especially great—knowledgeable, communicative, and incredibly thorough in his explanations. He took the time to make sure we understood every step, which gave us a lot of peace of mind. What really stood out was his ability to move quickly and still close right on time, without any surprises. The whole process felt smooth and well-organized, and we’re so grateful for Scott’s expertise and support!Posted on Google![]()
cassandra lomasApril 7, 2025
UPDATE: I wish I could give Loan Garden's team 10 stars for all the work they've done for us. My husband and I closed on our first home and refinanced all in less than a year. When Joe called us to refinance, he had our complete trust from the start. He never hesitated to respond to emails or texts and ensured that we were crystal clear with EVERY detail on EVERY form we were set to sign. He patiently reviewed our options and discussed the pros and cons of each, taking our circumstances into account. Even after closing, he followed up on some open ends with third parties on our behalf. You are in expert's hands working with them; I don't have enough words to thank them. ORIGINAL REVIEW: I cannot even begin to imagine the process of buying our first house without Ian Evan’s help. We shopped around with several lenders and ultimately chose to work with Ian based on his responsiveness, knowledge and quite frankly his human touch in communicating with us. We appreciated his effort to address every question with a caring nuance. From the beginning, he was able to outline every cost that we should expect and were met with no terrible surprises upon closing. He truly impressed our realtor with the promise and follow through of a FAST closing. Bonus, the considerable amount we were able to save on our closing costs will go toward much needed non-Ikea furniture. Thanks IAN!!!! we will continue to sing your praises to anyone willing to listenPosted on Google![]()
Matthew Drazick HalipMarch 22, 2025
Worked with Scott. Fast, easy, painless.Posted on Google![]()
Manoel LageMarch 3, 2025
I couldn't say better things about Joe and the Loangarden team. As a first time home buyer and also being relatively new to the U.S., having Joe helping me out with every aspect of the mortgage loan process was a game changer. Joe was always very responsive and had A LOT of patience when spending hours in the phone with me explaining every aspect and outcome for our loan. Joe also went beyond and above when we had an issue with the appraiser helping sorting things out pretty quickly. Couldn't recommend them more - and I'll refer Loan Garden to EVERY friend needing a new loan or refinance. Joe, thanks a lot for all your hard work and patience you had with us. Talking to you has always brought my nerves down when things did not go as plan. Thank you, thank you, thank you!Posted on Google![]()
Lilly RosalieFebruary 21, 2025
Omg I cannot thank the people at Loan Garden enough. They really went above and beyond and were such a pleasure to work with. We worked with Dani Hardy and Brian Commer to not only sell our house but purchase a new one and they helped us get through the delicate balance of managing both those transactions as smoothly as possible. I would give 100 stars if I could.Posted on Google![]()
Daniel MageeFebruary 13, 2025
Joe Prepolec at Loan Garden did an excellent job at helping me and my wife with the purchase of our home. He both educated and walked us through every step of the process. I definitely recommend him for your home buying needs.Posted on Google![]()
RelJanuary 18, 2025
Dani kept things simple and straightforward. Every conversation was pleasant.Posted on Google![]()
David LopezJanuary 15, 2025
My wife and I received help from the best, Sean M! He was super helpful, patient, and encouraging. The refinancing process was very easy and rewarding! Best wedding gift we can ask for. Do not buy a home or refinance with anyone but Loan Garden :)Posted on Google![]()
Travis TJanuary 13, 2025
Ian Evans assisted my home buying process and was there for me every step of the way. I had a ridiculous amount of questions and he was there to answer them at any time. I initially had hesitations about the company as I had never heard of them but after reading their reviews, I am glad to have trusted them to guide me through the home buying process. Scott Beal assisted me with the closing portion and was quick to reply and help when needed. I now gladly refer everyone to use Loan Garden.Posted on Google![]()
B TDecember 26, 2024
I had a great experience with Loan Garden while purchasing a property. Joe was fantastic—he explained everything clearly and in detail, making the process much easier to understand. He was always accessible, even with my busy work schedule, and went above and beyond to ensure everything ran smoothly. His professionalism and dedication really stood out. I highly recommend Loan Garden, especially Joe, for anyone looking to finance a property. He was a huge help!Posted on Google![]()
Greg VeraDecember 20, 2024
Kemuel Veloz was a fantastic loan officer throughout my entire home purchasing process. Thanks for everything!Load more
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Aaron Hernandez made the jump into the mortgage industry in August 2022, bringing a diverse background that includes medical equipment sales and even teaching high school science. His ability to break down complex information and adapt to fast-paced environments has made him a natural fit in the world of home loans.
What Aaron loves most about his career is the dynamic nature of the industry—every day brings new challenges, opportunities, and chances to learn something new. He thrives on getting things done and making tangible progress for his clients, helping them move one step closer to their financial and homeownership goals.
Outside of work, Aaron stays active and engaged. Whether he’s hitting the gym, enjoying the outdoors, or dancing to Latin music, he’s always on the move. His energy, determination, and passion for learning are the same qualities that make him a trusted guide in the mortgage process.
Evan Walker has been helping clients navigate the mortgage world since 2015, bringing years of experience and a problem-solving mindset to every loan he handles. Before becoming a broker, he worked in solution consulting at America’s largest mortgage company, giving him a deep understanding of how to structure loans that truly benefit his clients and solve for potential issues before they arise.
For Evan, the best part of his job is helping people achieve their dreams—whether that means buying their first home, refinancing for a better financial future, or simply creating more breathing room in their budget. He knows that homeownership is about more than just a mortgage; it’s about security, comfort, and building a better life.
When he’s not working hard for his clients, Evan enjoys spending time outdoors, whether it’s golfing, fishing, or hitting the slopes on his snowboard. Most of all, he loves quality time with his kids, making memories that matter both on and off the clock.
Sean Muscaro got his start in the mortgage industry in 2016 as a loan processor before making the leap to loan officer—a move that allowed him to work more closely with clients and help them achieve their homeownership goals. Whether it’s guiding a first-time buyer or finding creative financial solutions through refinancing, Sean thrives on helping people save money so they can focus on what really matters in life.
A problem solver at heart, Sean’s favorite part of the job is finding smart, strategic ways to help clients improve their financial picture. He knows that every situation is unique, and he takes pride in crafting solutions that make a real difference in people’s lives.
When he’s not working on mortgages, you’ll probably find Sean deep in a great history book, catching a game (he’s a huge sports fan), or watching a film—because in addition to being a mortgage expert, he’s also a bit of a movie buff. Ask him what he’s been watching lately.
With over a decade in the mortgage industry, Corinne Walker brings experience, leadership, and a passion for helping people achieve their homeownership goals. Before joining Loan Garden, she held leadership roles at America’s largest mortgage company, sharpening her skills in strategy, problem-solving, and client advocacy.
Many clients come to Loan Garden looking for solutions—whether they’re stuck in a frustrating mortgage process with another lender or struggling to manage their bills. Corinne takes pride in stepping in, finding a way forward, and turning stressful situations into success stories.
She believes the mortgage process should be as enjoyable as it is rewarding, and she brings warmth, energy, and a sense of fun to every client interaction. A mortgage may be a means to an end but there is no reason it can’t be fun and exciting along the way.
Outside of work, Corinne’s world revolves around her family. As a proud mother of two, she cherishes time spent with loved ones and understands the deep significance of finding the perfect home. Whether she’s helping clients or making memories with family and friends, Corinne approaches everything with heart and dedication.
Danielle Hardy jumped into the mortgage world in September 2014—just a week after her 23rd birthday—and hasn’t looked back since. From helping first-time homebuyers to guiding returning clients through refinances, she’s done it all. She even served as Vice President at two brokerages, leading recruiting, coaching, and marketing efforts.
What Danielle loves most about her job is the people. She knows the mortgage process can feel overwhelming, and she takes pride in making it as smooth (and even fun!) as possible. Whether it’s cracking a joke to lighten the mood or breaking down complex terms into plain English, she’s all about helping clients feel at ease.
Outside of work, Danielle is a creative soul. She has a love for photography, live music, and art, and she finds joy in caring for her plants. Lately, she’s been exploring a new passion – DJing Soul House Beats – so don’t be surprised if you catch her curating the perfect playlist when she’s not securing the perfect loan.
With a sharp eye for creative solutions and an unmatched work ethic, he pushes through challenges that others might see as impossible. Joe has nearly 15 years of industry experience and has been responsible for several thousand successful closings. His dedication to problem-solving and teamwork makes him a leader in the industry and a trusted advocate for his clients.
For Joe, mortgages aren’t just transactions—they’re opportunities to build lasting relationships. He thrives on going to bat for his clients, ensuring they get the best possible outcome while making the process smooth and stress-free. His commitment to collaboration and perseverance forms the foundation of Loan Garden’s philosophy.
As a founder of Loan Garden, Joe feels a deep responsibility to provide an incredible place to work and grow professionally. He knows that if the team is thriving, then Loan Garden’s clients will thrive too.
Outside of work, Joe enjoys music, spending time with family and friends, and hanging out with his beloved dog, Stella. Whether he’s helping a client secure the perfect loan or just enjoying good company, he brings the same passion and energy to everything he does.
With over 15 years of experience and more than 3,000 successful mortgage closings, Scott has worked on just about any scenario you can imagine. If it’s first-time homebuyers taking their first step toward their dreams, military veterans securing the benefits they’ve earned, or investors making big moves, he’s made it his mission to fight for the best rates, terms, and experience for every client.
Loan Garden was founded based on Scott and Joe understanding that mortgages really help people. Whether we’re buying our first home, refinancing to save money or improve loan terms, investing in real estate, or handling an important legal matter, the end result is what we’re looking for. That means the process should be fast, simple, easy, and stress free so we can move on to what matters most in life.
When he’s not helping clients achieve their homeownership dreams, you’ll find Scott skiing, hiking, or spending time with friends, family, and his mischievous dog, Clifford. He knows firsthand how important it is to have time for the things that matter most, and he brings that same philosophy to his work—helping clients get through the mortgage process smoothly and easily so they can focus on their next big adventure.
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At Loan Garden, we are so confident in our pricing that we’re offering you our Lowest Rate Guarantee. Comparing gives you peace of mind and if we can’t beat your lender’s interest rate, we’ll send you a $500 check. It’s that simple.
This is a free, no obligation, interest rate comparison.
It’s quick and hassle-free to see if you qualify. Simply follow the link below, fill out the quick form, and one of our Loan Garden mortgage experts will be in touch to take care of the rest.